Salary sacrifice

Salary sacrifice contributions are made from your pre-tax salary. You can contribute voluntarily in addition to (not instead of) your regular member contributions.

Tax of 15% is deducted from salary sacrifice contributions on entry to MilitarySuper.

To avoid incurring extra tax, remember to note your contribution limit for concessional contributions which includes any salary sacrifice contributions.

Am I eligible?

You must be a contributing member; preserved members are not eligible.

How do I start?

Salary sacrifice is an agreement between you and your employer. You must start or stop any salary sacrifice arrangement through Defence. Please contact your Pay Unit.

How do I find out more?

Read our Salary sacrifice contributions factsheet [PDF 345 KB].

Please also read the Product Disclosure Statement