Benefit calculation

Your employer benefit

Your employer benefit is calculated by applying a percentage based on your length of service to your final average salary (FAS) – as shown below:

Employer benefit growth table

Years of service

% of your final salary

 Under 7


 7 to 20


 Over 20


This is the largest part of your benefit and costs you nothing; it is fully paid by the Australian Government. Investment returns do not affect this part of your benefit.

Keep in mind that investment choice is not available for your employer benefit; most of your employer benefit is funded by the Australian Government when you retire.

Your member benefit

It is determined by your:

You can choose how you invest your member benefit. If you do not make a choice, your benefit will be invested in MilitarySuper’s default option, the Balanced Option.