Investment & performance

Investment options

MilitarySuper members can choose one or a combination of four investment options:

  • Cash
  • Income Focused
  • Balanced
  • Aggressive

If you have not made a choice, your member benefit (including any ancillary amount) will be invested in the default Balanced option.

Your investment choice gives you the flexibility to decide how to invest your member benefit including any ancillary component (which is your voluntary contributions and any transfers).

It only applies to your member benefit and any ancillary component; the larger part of your benefit, your employer benefit, is fully funded by the Australian Government and is not affected by investment performance while you are a contributing member.

How your options are invested

As trustee of MilitarySuper, Commonwealth Superannuation Corporation (CSC) is responsible for all aspects of MilitarySuper including its investment strategy.

The assets of MilitarySuper are pooled together with the assets of other schemes administered by the Commonwealth Superannuation Corporation. See investment disclosure on the CSC website for information about investment managers and top equity holdings.

Switching

You can switch how your benefit is invested at any time, free of charge and can do so by either completing a Member investment choice form [PDF 858 KB] or online in the secure Member Services Online area.

Your investment switch will be effective the date your switch request is received by MilitarySuper, if received prior to 3pm (EST). Switches received after 3pm (EST) will take effect the following working day.

Need more information on investment options?

Read the Investment Options and Risk [PDF 498 KB], which forms part of the MilitarySuper Product Disclosure Statement, for detailed investment information about your investment options.